Category Rewards

Coordinating your cards as a couple can dramatically increase your combined rewards. Here's how to divide categories, share points, and pick the right setup for your household.

Streaming, software, and membership charges add up fast. Here's which cards earn the most on recurring digital subscriptions — and a few that treat them as bonus categories.

Paying for rental car insurance at the counter is almost always unnecessary if you have the right card. Here are the top cards with primary auto coverage in 2025.

Flat 2% cards are solid, but smart cardholders consistently do better. Here's how category bonuses, card stacking, and shopping portals can push your average above 3%.

Between bonus categories, virtual card numbers, and purchase protection, the right card can save you significantly on your online spending. Here are the top picks for 2025.

Advertised rates almost always come with asterisks. Caps, category restrictions, and excluded merchants can cut your real return in half. Here's how to read between the lines.

Extended warranties. Trip cancellation insurance. Cell phone protection. Most cardholders are sitting on perks they've never claimed. Here's what you might be missing.

Issuers don't always calculate rewards the way you'd expect. Here's exactly how earn rates, rounding rules, and eligible purchases determine how many points you actually get.

Direct deposit is often the most flexible redemption option — and sometimes the most valuable. Here's how it works across major card issuers and when to use it.