Can You Make New Purchases on a Balance Transfer Card?
Yes, but be careful. New purchases on a balance transfer card often have a different—and higher—APR. Here's how payments get applied and what to avoid.
Category Balance Transfer
Read MoreCan You Make New Purchases on a Balance Transfer Card?
Balance Transfer Limits: How Much Can You Actually Move?
You can usually only transfer up to your new card's credit limit—minus fees. Here's how issuers determine your limit and how to request more.
What to Do When Your Balance Transfer Is Declined
A declined balance transfer doesn't mean you're out of options. Here are the most common reasons for rejection and your best next moves.
Using Balance Transfers to Pay Off Credit Card Debt
A well-timed balance transfer can shave months off your payoff date. Here's the strategy, the math, and the payment schedule to make it work.
Balance Transfer Cards With the Longest 0% Periods
21 months of 0% interest can be a game changer for debt payoff. Here are the top cards offering the longest promo windows right now.
Balance Transfer to Pay Off Student Loans: Smart Move?
Federal student loans can't be transferred, but private ones can. Here's when using a 0% balance transfer card makes sense for student debt.
Should You Close Old Cards After a Balance Transfer?
Closing the original card can hurt your score more than the debt did. Here's the smart approach to handling your old cards after a transfer.
Building Credit From Scratch With a Secured Card
No credit history doesn't mean bad credit—it just means starting from zero. Here's a 12-month plan to build a strong score using a secured card.
What Is a Balance Transfer Promotional Period?
Intro periods range from 12 to 21 months, and the fine print matters. Learn how to read, track, and make the most of your promo window.