Become Part of Nike’s Elite Product Testing Circle
Discover how everyday athletes can join Nike's exclusive product testing program and evaluate unreleased gear before it hits stores. Learn the requirements now.
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Secured Cards That Graduate to Unsecured Automatically
Some issuers automatically upgrade you when you've demonstrated good habits. Here are the cards that do this—and what triggers the switch.
Can You Make New Purchases on a Balance Transfer Card?
Yes, but be careful. New purchases on a balance transfer card often have a different—and higher—APR. Here's how payments get applied and what to avoid.
How Transfer Partners Multiply Your Points Value
Transferring points to airline or hotel partners can multiply their value by 2–5x. Here's how transfer programs work and the best sweet spots to target.
Does the Secured Card Deposit Earn Interest?
Most secured card deposits sit idle. But a few issuers—mostly credit unions—actually pay interest on your deposit. Here's where to look.
Balance Transfer Limits: How Much Can You Actually Move?
You can usually only transfer up to your new card's credit limit—minus fees. Here's how issuers determine your limit and how to request more.
The Beginner’s Guide to Understanding Rewards Points
Points, miles, multipliers—it's a lot to take in. This plain-English guide explains how rewards programs work and how to use them without confusion.
Secured Cards With Cash Back Rewards: Do They Exist?
Yes, a few secured cards actually pay cash back while you build credit. Here's which ones offer the best rewards without compromising on reporting.
What to Do When Your Balance Transfer Is Declined
A declined balance transfer doesn't mean you're out of options. Here are the most common reasons for rejection and your best next moves.